Pay day loans.Warning: belated payment may cause you serious cash dilemmas.
An alternative solution. Borrow ВЈ100 – ВЈ1,000, at the mercy of affordability
Representative 535%вЂ‹ APR.
An online payday loan is a kind of short-term credit, while the title recommends, your debt using this style of loan is normally paid back in complete through the borrowerвЂ™s next pay packet.
Some loan providers offer this type of pay day loans, however with Satsuma we only offer short-term loans. Our clients can borrow as much as ВЈ1,000, susceptible to affordability, and repay between 3 to one year, in either regular or instalments that are monthly. This particular feature differentiates a Satsuma loan from pay day loans.
Why choose Satsuma?
When making our option to pay day loans, we wished to provide a versatile, short-term loan that permitted clients to decide on just how long they spent repaying their loan.
No fees that are hidden
Our clients rate us 4.68 out of 5. Reviews.co.uk, 2019 july
Take to our loan calculator
You may want to consider using our loan calculator to get an understanding of exactly what your repayments will be before you apply for a Satsuma short-term loan useful link. You should use the sliders to create the total amount you’ll want to borrow, whether you’d rather repay it with weekly or monthly premiums over your chosen time frame.
It places you in charge since you can easily see just what the repayments will be, replace the quantity or payment duration around, and work down what’s the option that is best for your needs.
Our loan calculator shows precisely what you are going to repay
Check always just before use
ItвЂ™s a payday loan or an alternative like a short term loan available at Satsuma, it will leave a mark on your credit file when you apply for any credit, whether. In the event that you donвЂ™t end up taking out that loan if youвЂ™ve been declined a loan as a result of a credit check, it may impact your credit rating вЂ“ even. This might additionally influence the real way other programs assess you for credit.
With Satsuma you should check before you apply. If you’re considering trying to get certainly one of our short-term loans, weвЂ™ll give you an eligibility choice within 60 moments. You won’t influence your credit rating until you elect to simply take out of the loan a while later.
YouвЂ™re not obliged to just take a loan out with us after checking and there wonвЂ™t be accurate documentation from it on your own credit report. A complete application does but require a full credit check.
We check your info
Its maybe not a full application therefore we just require a couple of details
Protect your credit rating
Regardless of the total outcome, it’s not going to influence your credit rating until you elect to use
Provide you with your outcome
You will discover call at one minute. We will want to look at your details if you decide to apply*
Could I make an application for a Satsuma loan on the web?
Satsuma just provides short-term loans online. Check you have filled out a few details, we can give you an initial decision in 60 seconds before you apply and once. In the event that you then desire to continue, this is at the mercy of a complete affordability evaluation which include a credit check.
In certain circumstances we might need three monthsвЂ™ well worth of payslips, that is to validate your earnings.
You will require a few details to hand before you apply including:
In the event that youвЂ™ve lent from us before or you have actually a preexisting loan with us, you will require your loan contract quantity.
Does Satsuma offer Bad Credit Payday Advances?
At Satsuma, we usually do not provide bad credit pay day loans as there’s absolutely no such thing. Whilst some might assume that an undesirable credit history|credit that is poor} may result in pay day loans being the only real choice available, you will find options available according to specific requirements and circumstances, such as for example a brief term loan like Satsuma.
What exactly is a Guarantor Loan, and do Satsuma provide these?
No. Guarantor loans are the ones which need the debtor to own a party that is secondary the mortgage payment in the event that original applicant defaults at any point.
Satsuma try not to provide guarantor loans, among the top features of a Satsuma term that is short is that it’s a вЂno guarantorвЂ™ loan.
Also when you yourself have had difficulty with credit within the past, you might still qualify for a Satsuma loan which doesnвЂ™t need a guarantor.
Can a loan is got by you without a credit check?
Within the UK, regulated lenders need to perform affordability and credit checks to ensure they truly are lending to individuals who are able to afford it. Satsuma will consequently finish a credit verify that you submit an application for a Satsuma loan that is short-term.